Annunity

                                                                                       

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Annuity


What's your plan for retirement living?

Whether you want to increase your access to your money, provide additional protection for your beneficiaries, make investments more affordable, or increase your growth potential, you can develop a plan to help make your retirement dreams a reality. To help get you started and determine whether an annuity may be right for you, click here on

Why An Annuity?

Remember - it's never too soon to get started. Whether you're just beginning to explore different retirement savings alternatives, or whether you're an established investor seeking to supplement your retirement savings, the competitive annuity solutions from financially strong companies are specifically designed for you as an individual investor.

If purchasing this contract with before-tax dollars (either through a Qualified Plan or with rollover amounts), you should understand that while this contract does not provide additional tax-deferral benefits, it does offer features such as a death benefit, income options, and other non tax-related benefits.

Why an Annuity?

There are a variety of different reasons why you might consider an annuity. The significance of each reason will depend on your own individual circumstances. Click on any of the following links to learn ・

Tax Deferral

Diversification and Growth Potential

Flexible Investment Strategies

Beneficiary Protection

Guaranteed Retirement Income

Frequently Asked Questions about Annuity


 

 

 

Is an Annuity for you?
Generally speaking, the following are some general guidelines to help you determine whether an annuity may be the right investment for you.

Maxed out Contributions? Have you maximized your contributions to your company's 401(k) or other retirement plan? How about your IRA? Annuities provide an excellent opportunity to put more of your money away for tax-deferred growth.

Thinking of Retirement? Are you beginning to think about retirement, and seeking to grow your long-term assets to save for the type of retirement you've always dreamed about? For those nearing retirement, annuities offer the flexibility to plan for future income and payment goals.

Worried about supporting loved ones? Do you have elderly parents or young children for whom you will need to provide some form of financial support in the future? If you need extra income to meet expenses or are concerned with the longevity of your capital, annuities can provide a guaranteed income stream that you can depend on through a variety of different payout options.

Have you recently received a lump sum from either an inheritance or a sale of a business that you would like to invest, tax deferred, for the future?

Once you've made the determination that an annuity might be right for you, you should explore the different annuity solutions that are available to you. There is an annuity suitable for just about any financial planning need.


  • Aforementioned material is a product listing and is not intended to be an offer for the sale of securities. 

  • Securities are subject to investment risk and values will fluctuate. 

  • Taxable amounts withdrawn from annuities prior to age 59 1/2 are generally subject to a 10% penalty tax. 

  • Withdrawals from annuities and variable products maybe subject to surrender penalties. 

  • All fixed accounts, guaranteed returns and claims-paying abilities are backed by the financial strength of the issuing company.

  • Dollar Cost Averaging does not assure profit nor protect against loss in a declining market.  Since Dollar Cost Averaging involves continuous investment regardless of fluctuation prices, investors must consider their financial ability to investments during periods of low price levels.

Copyright ⓒ 2004 Coex Insurance & Financial Services, Inc.  CA Department of Insurance License No. 0E36306.  All rights reserved.  

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Send mail to webmaster@coexinsurance.com with questions or comments about this web site.  Last modified: 08/01/06